Question_Doc13_15Dec_7th

Question_Doc13_15Dec_7th

Question

51)All of the following are
governmental efforts to decrease poverty EXCEPT A) Supplemental Security Income

B) the earned income program. C)
transfer payments.

D) tariffs.

52)The official poverty rate in the
United States includes

A)less than 5 percent of the
population.

B)between 10 and 15 percent of the
population.

C)between 20 to 25 percent of the
population.

D)over 35 percent of the population.

.

53)The poverty income threshold in
the United States was originally calculated by A) multiplying a nutritionally
adequate food plan for emergency use by 4.

B) multiplying a nutritionally
adequate food plan for emergency use by 2. C) multiplying a nutritionally adequate
food plan for emergency use by 3. D) multiplying a nutritionally adequate food
plan for emergency use by 5.

54)Which of the following is NOT a
program designed to attack poverty?

A)Supplementary Security Income

B)food stamps

C)Social Security

D)federal corporate income tax

55)Official poverty rates in the
last 40 years have A) fallen dramatically.

B) risen dramatically.

C) stayed roughly the same. D) been
eliminated.

56)The official definition of
poverty is

A)exactly the 12 percent of U.S. residents
with the lowest incomes.

B)exactly the 20 percent of U.S.
residents with the lowest incomes.

C)an absolute measure.

D)a relative measure.

57)The federal government began
officially measuring poverty in the A) 1860s.

B) 1900s. C) 1930s. D) 1960s.

58)The incidence of absolute poverty
is reduced by

A)annual recalculations of the
poverty line.

B)government welfare programs.

C)economic growth.

D)the size of the budget deficit.

59)All of the following aim to
reduce income inequality EXCEPT A) Social Security payments.

B) earned income tax credits. C)
regressive taxes.

D) food stamp programs.

60)Attempts to alleviate poverty
have included all of the following income-maintenanceprograms EXCEPT

A) Social Security.

B) temporary assistance to needy
families. C) 401(k) plans.

D) food stamps.

.

61)Some economists argue that the
official poverty figures overstate poverty in this country. Why?

62)How can absolute poverty be
eliminated? How can relative poverty be eliminated? Does the elimination of one
lead to the elimination of the other? Explain.

63)Describe four of the five major
income maintenance programs in the United States that were discussed in the
text.

1) Which of the following is
considered a “third party” within the medical services industry?

A)The patient

B)The private insurance company

C)The for-profit hospital

D)The medical provider, i.e.
physician

2)According to the text, government
spending accounts for about ________ percent of all U.S. health care
expenditures.

A) 70 B) 10 C) 30 D) 40

3)An important contributor to rising
U.S. health care costs in recent years is

A)less interest on the part of
Americans to stay physically fit.

B)the increasing proportion of the
population that smokes.

C)an easing of standards at medical
schools that has permitted unqualified people to become physicians.

D)the aging of the population.

4)The percentage of national income
spent on health care A) has steadily decreased since 1965.

B) has steadily increased since
1965.

C) increased until the end of the
1970s and then decreased in the 1980s and 1990s. D) decreased until the end of
the 1970s and then increased in the 1980s and 1990s.

5)The impact of technological change
in the health care area has been to

A)reduce the quality of health care
while raising the costs.

B)reduce the cost of health care.

C)increase the quality of health
care while decreasing the costs.

D)increase both the quality of
health care and the costs of health care.

6)A problem
with third-party financing of so much of health care is that A) it
reduces the quality of health care received by most people.

B) it discourages physicians from
getting second opinions and running enough tests to be sure the right procedure
is followed.

C) it causes the demand for medical
services to increase, which causes health care costs to increase.

D) it discourages people from
relying on the judgments of physicians in making decisions about health care.

7)Among the reasons that health care
expenditures have grown so rapidly in the United States over the last two
decades are all of the following EXCEPT

A) an emphasis on wellness programs
and preventive medicine. B) the aging of the U.S. population.

C) expensive new medical
technologies. D) third-party financing.

8)An individual with no deductible
on his or her health insurance policy will tend to engage in a lifestyle that
is less healthy than a person with a $2,000 insurance deductible. This is said
to be a problem of

A) healthy selection. B) moral
hazard.

C) wellness training.
D) blue-zoning.

9)The top 5 percent of health care
users in the United States account for A) 30 percent of all health costs.

B) over 50 percent of all health
costs. C) over 75 percent of all health costs. D) almost 90 percent of all
health costs.

10)Which of the following
is not a reason for rising health care expenditures in the United
States over the last 40 years?

A) Aging of the population B)
Technological change

C) Third-party financing
of health care expenditures D) Discovery of new diseases

11)The impact of technological change
in the health-care area has been to

A)increase both the quality of
health care and the monetary costs of health care.

B)increase the monetary costs of
health care and decrease the quality of health care.

C)decrease the monetary costs of
health care while decreasing the quality of health care.

D)increase longevity but decrease
quality of life.

12) Rising health care spending is a
problem confronting the federal government because

A)it is the government’s job to make
sure everyone receives the health care they need.

B)federal spending on health care
has increased rapidly over the last thirty years.

C)the federal-funded VA
hospitals have been expanding faster than government revenues can provide for.

D)the medical expenses of federal
employees has been rising at a rate much faster than for non- federal workers.

13)An example
of third-party financing of health care is A) patients paying for
their visit to the doctor.

B) patients not going to the doctor
in order to save money.

C) a patient going to another doctor
for a second or a third opinion. D) Medicare.

14)One problem
with third-party financing of health care is that A) people have more
incentive to utilize health care.

B) demand falls so that suppliers
cannot take advantage of economies of scale. C) it reduces the quality of
health care people receive.

D) it discourages people from
relying on their physicians’ advice in making health care decisions.

15)What impact do private insurance
companies and Medicare have on national medical costs? A) Medical costs go up
because insurance leads to an increase in the quantity demanded of medical
services.

B) Medical costs go up because
insurance will lead to the reduction in the supply of medical services due to
the amount of paperwork required.

C) Medical cost are unaffected by
insurance companies.

D) Medical costs go down because the
insurance company pays the bill.

16)Other things being equal, a
national health insurance program would

A)generate higher life expectancies
and lower infant mortality rates.

B)generate lower life expectancies
and higher infant mortality rates.

C)increase total health care
expenditures.

D)increase the quality of life.

17)Other things being equal, a
national health insurance program would A) decrease the demand for health care.

B) decrease moral hazard.

C) decrease total health care
expenditures.

D) reduce individuals’ incentives to
make decisions that promote better health.

18)Rising healthcare costs are
attributable to

A)people living longer and desiring
more care.

B)reliance on expensive technology
to support and prolong life.

C)third-party financing of
healthcare costs.

D)all of the above

19)A benefit of deductibles and
health savings accounts is that they A) reduce the moral hazard problem
associated with third-party payers. B) increase the quality of health
care.

C) reduce the use of expensive
techniques for hopeless cases. D) reduce the incomes of physicians.

20)The percentage of total national
income spent on health care in the United States has A) declined rapidly since
1965.

B) remained below the level of
inflation. C) risen steadily since 1965.

D) remained constant over the last
few years.

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21)The above figure supports all of
the following statements regarding health care EXCEPT A) the demand for health
care is insensitive to price changes; as the price goes up, so does the
quantity demanded.

B) if all medical expenses were paid
for by third parties, the quantity demanded would increase tremendously.

C) due to third party payments,
patients demand a higher quantity of health care services per year.

D) the lower the deductible, the
greater is the quantity demanded of health care services per year.

22)Health care costs have been
rising due to

A)an aging population.

B)new technologies.

C)third-party financing.

D)All of the above are correct.

23) Approximately how much of
aggregate national income in the United States is spent on health care every
year since 2000?

A)5 percent

B)10 percent

C)15 percent

D)30 percent Answer: C

24)The use of hospitals today is
dominated by A) the elderly.

B) immigrants. C) obstetrical care.
D) the wealthy.

25)The impact of technology on
health care has A) provided for a higher quality of life.

B) increased health care costs.

C) contributed to increased life
expectancy. D) All of the above are correct.

26)All of the following are reasons
that health care costs have risen so much in the past few decades EXCEPT

A) the aging population. B) higher
imports.

C) new technologies. D) third party
payments.

27)The idea that some people engage
in risky behavior due to the fact that they have good health care is known as

A) moral hazard. B) risk aversion.
C)zero-sum game.

D) risk-taking behavior.

Question_Doc13_15Dec_7th


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Preview: care xxxxx in xxx United States xxxxxxx for A) xx percent xx xxx health xxxxx B) over xx percent of xxx health xxxxx xx over xx percent of xxx health costs xx almost xx xxxxxxx of xxx health costs xxxxxxx B10)Which of xxx following xxxxxxxxxx xxxxxx for xxxxxx health care xxxxxxxxxxxx in the xxxxxx States xxxx xxx last xx years?A) Aging xx the population xx Technological xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xx health xxxx expenditures D) xxxxxxxxx of new xxxxxxxxxxxxxxx D xxxxxx xxxxxx of xxxxxxxxxxxxx change in xxxxxxxxxxxxxxxxxxxxxx has been xxxxxxxxxxxx both xxx xxxxxxx of xxxxxx care and xxx monetary costs xx health xxxx xxxxxxxxxx the xxxxxxxx costs of xxxxxx care and xxxxxxxx the xxxxxxx xx health xxxx C)decrease the xxxxxxxx costs of xxxxxx care xxxxx xxxxxxxxxx the xxxxxxx of health xxxx D)increase longevity xxx decrease xxxxxxx xx life xxxxxxx A12) Rising xxxxxx care spending xx a xxxxxxx xxxxxxxxxxx the xxxxxxx government becauseA)it xx the government’s xxx to xxxx xxxx everyone xxxxxxxx the health xxxx they need xxxxxxxxx spending xx xxxxxx care xxx increased rapidly xxxx the last xxxxxx years xxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx have xxxx expanding faster xxxx government revenues xxx provide xxx xxxxx medical xxxxxxxx of federal xxxxxxxxx has been xxxxxx at x xxxx much xxxxxx than for xxxx federal workers xxxxxxx B xxxxx xxxxxxx of third-party financing xx health care xx A) patients xxxxxx for xxxxx xxxxx to xxx doctor B) xxxxxxxx not going xx the xxxxxx xx order xx save money xx a patient xxxxx to xxxxxxx xxxxxx for x second or x third opinion xx Medicare xxxxxxx x 14)One xxxxxxx with third-party financing of xxxxxx care is xxxx A) xxxxxx xxxx more xxxxxxxxx to utilize xxxxxx care B) xxxxxx falls xx xxxx suppliers xxxxxx take advantage xx economies of xxxxx C) xx xxxxxxx the xxxxxxx of health xxxx people receive xx it xxxxxxxxxxx xxxxxx from xxxxxxx on their xxxxxxxxxxx advice in xxxxxx health xxxx xxxxxxxxx Answer: xxxxxxxx impact do xxxxxxx insurance companies xxx Medicare xxxx xx national xxxxxxx costs? A) xxxxxxx costs go xx because xxxxxxxxx xxxxx to xx increase in xxx quantity demanded xx medical xxxxxxxx xx Medical xxxxx go up xxxxxxx insurance will xxxx